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Business Credit Building
Establish and strengthen your company's credit under your EIN — tradelines, net-30 vendor accounts, and a fundable business credit profile, separate from your personal credit.
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Business Credit & Business Loans
Build business credit and get your business funded.
Focus Financially helps businesses establish strong business credit under their EIN and secure the business loans and lines of credit they need to operate and grow — from startup funding to working capital. We also repair personal credit.
✓ Business credit under your EIN
✓ Loans & lines of credit
✓ Credit repair too
EIN
Credit under your business
50
States served
1:1
Dedicated support
100%
Transparent process
What we do
Business credit & funding solutions
We help businesses build credit under their EIN and access the loans and lines of credit to grow — start to finish.
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Business Loans & Lines of Credit
Secure business loans, an unsecured business line of credit, and working capital — flexible funding for day-to-day operations and growth.
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Startup & Working-Capital Funding
New or growing? We help you apply for startup funding and working-capital options to launch, stock up, hire, and scale.
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Business loans & funding
The capital to operate and grow your business
We help businesses secure the funding they need — from a flexible unsecured business line of credit to working-capital loans and startup & small-business funding. We guide you to the options you may qualify for and through the whole application.
- ✓ Business lines of credit & working capital
- ✓ Startup & small-business funding to scale
- ✓ Guidance through the whole application process
Also available
Additional services
Beyond business credit and funding, we help individuals and families strengthen their personal credit too.
Personal Credit Repair
Challenge inaccurate, outdated, or unverifiable items across all three bureaus.
Learn more →Mortgage Credit Repair
Rapid-rescore strategies to help you meet lender requirements and close on your home.
Learn more →Collections & Charge-Offs
Dispute and pursue removal of collection accounts and charge-offs dragging your score down.
Learn more →Bankruptcy & Tax-Lien Recovery
Rebuild after bankruptcy and dispute inaccurate public records and tax liens.
Learn more →Identity Theft Repair
Freeze, dispute, and remove fraudulent accounts and inquiries from your file.
Learn more →Credit Score Improvement
A practical roadmap — utilization, payment history, and credit mix — to build lasting strength.
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Why Focus Financially
A focused, honest approach to business credit & funding
We don't make empty promises. We build your business credit the right way, match you to funding you may actually qualify for, and keep you informed at every step.
- ✓ A plan built around your business and its goals
- ✓ Business credit under your EIN — tradelines & net-30 accounts
- ✓ Guidance toward loans & lines of credit you may qualify for
- ✓ Personal credit repair available when you need it
How it works
Four simple steps to stronger credit
Free Consultation
We review your goals and pull a clear picture of where your credit stands today.
Audit & Dispute
We identify questionable items and challenge them with the bureaus and creditors.
Monitor & Build
We track results and guide you on building positive, score-boosting credit.
Reach Your Goals
You move forward with a healthier profile and a plan to keep it that way.
Client stories
Results our clients feel
Rated 4.8 from 18 Google reviews
"I thank God for allowing me to find Ebony. I was really down and out and felt stuck. I met her and she has changed my life. I went from a 390 to a 745 within 6 months. It was worth the time."
— Maica Yee · Google review
"My experience working with this company is on another level. I went to so many credit repair places in Brooklyn and online — I thought I'd have to give up on my credit. But Ebony knew exactly what she was doing."
— Bernard Pierre-Paul · Google review
"Ebony is truly God-sent. I have a hard time managing money, but she helped me budget properly and build a guide to go by. Now I'm not living paycheck to paycheck and I have money in my pocket."
— Quiana Satterwhite · Google review
"For all those looking to repair their credit, this is the place. The advice is always in the best interest of the client. I'm so grateful for the help."
— mellsun sykes · Google review
"This company is very professional. They fixed my credit and improved my score. I would definitely recommend this place."
— Jay Rich · Google review
"Very knowledgeable and professional credit repair service — thank you for all of your help."
— Gary Fortune · Google review
Reviews from our verified Google Business profile. Individual results vary and are not guaranteed.
Ready to focus on your financial future?
Book a free, no-obligation consultation and get a clear, honest assessment of your credit and your options.